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An account for every need

Account e-Access Checking

Earn interest on your balance and avoid fees with ease.

Open Online Now

Simplicity Checking

Make managing your money simple.

Open in Branch

Reliant Checking

For clients aged 50+, offers tons of extra features.

Open in Branch

Minimum to Open Account $100 $100 $100
Monthly Service Charge

None if the all of the following conditions are met each monthly statement cycle:

  • Direct deposit of $250 or more
  • eStatements
  • 10 debit card transactions per month. 

$6 if conditions are not met

None if balance is $700 or more at all times during the statement cycle or with $25,000 combined personal deposit relationship on the statement cycle date.

$7 if balance < $700
($5 with eStatement)

Service charge waived when account holder is age 25 or less

None if balance is $500 or more at all times during the statement cycle, or with $25,000 combined personal deposit relatiionship on the  statement cycle date.

$4 if balance < $500
($2 with eStatement)

Monthly Fees $0.25 per check > 15 checks per month None None
Interest Tiered rate of interest* N/A N/A
Internet Banking FREE FREE FREE
Mobile Banking FREE FREE FREE
eStatements FREE FREE FREE
Conditions None None Customers age 50 and over
Additional Features Cell phone replacement coverage** IDProtect®+


FREE Order of Bank Logo Checks
- Annually***

20% off safe Deposit Box Rental Fees

Disclaimers The interest rate and annual percentage yield may change at our discretion at any time. Interest will be accrued daily and credited to your account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.   ***Shipping charges apply

**Insurance Products are not insured by FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank affiliate. 

+IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.

Buy what you want, when you want it with b1BANK’sMasterCard® Credit Card.

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