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Bank Disclosures

We believe in transparency. As you browse our site, keep in mind our Bank Disclosures policy.

Notice Of Expiration Of The Temporary Full Fdic Insurance Coverage For Noninterest-bearing Transaction Accounts

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).

Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

 

Code of Business Conduct and Ethics Policy

Click here to read our full Code of Business Conduct and Ethics Policy.

 

NMLS Notice 

In accordance with the Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act of 2008, all persons employed by b1BANK acting as Mortgage Loan Originators have been registered with the Nationwide Mortgage Licensing System & Registry (NMLS). For a current list of all Mortgage Loan Originators. 

For joint marketing with other financial companies.

For our affiliates’ everyday business purposes — information about your transactions and experiences.

The Institution Identification Number with the NMLS Registry for b1BANK is 721655.

Further information and verification on the Bank’s Mortgage Loan Originators may be found on the NMLS Consumer Access website at www.NMLSConsumerAccess.org. NMLS Consumer Access is provided without charge to the public.

 

Reasons We Can Never Share Your Personal Information

For our affiliates’ everyday business purposes — information about your creditworthiness.

For our affiliates to market to you.

For non-affiliates to market to you.

 

This notice is being provided by b1BANK

How does b1BANK protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguard and secured files and buildings.

 

How does b1BANK protect my personal information? 

We collect your personal information, for example, when you open accounts or deposit money, pay your bills or apply for a loan, use your debit or credit card.

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. 

 

Why can’t I limit all sharing?

Federal law gives you the right to limit 1) sharing for affiliates’ everyday business purposes – information about your creditworthiness, 2) affiliates from using your information to market to you, or 3) sharing to non-affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates – Companies related by common ownership or control. They can be financial and non-financial companies. b1BANK currently does not have any affiliates.

Non-Affiliates – Companies not related by common ownership or control. They can be financial and non-financial companies. b1BANK does not share with non-affiliates so they can market to you.

Joint Marketing – A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include credit card companies.

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