| Account | Essential Business Checking The benefits of a commercial checking account with fewer requirements. | Aspire Checking Combine Business Checking with Treasury Management solutions to simplify business finances. | MAX Business Checking The services and protection you need so you can focus on growing your business. | b1BANK Commercial Checking A full package solution to help track and manage your business’ cash flow. |
|---|---|---|---|---|
| Minimum to Open Account | $250 | $250 | $250 | $250 |
| Service Charge | None | $30 | $95 | $27 (Can be offset by Earnings Credit) |
| Minimum balance required to waive service charge | None | $25,000 | $50,000 or combined deposit relationship balance of $100,000** | Other transaction fees apply. Contact us to speak to a Treasury Management Officer for more information. |
| Item Fees (per service charge cycle)* | 200 FREE .50/item over 200 | 350 FREE .50/item over 350 | 500 FREE .50/item over 500 | |
| Cash Deposit Fees (per service charge cycle)* | $5,000 FREE $3.00 per $1,000 thereafter | $15,000 FREE $3.00 per $1,000 thereafter | $25,000 FREE $3.00 per $1,000 thereafter | |
| ACH Origination or Digital Deposit | - | Included | Included | |
| ACH + Digital Deposit | - | $25 | $25 | |
| Positive Pay / Reverse Positive Pay | - | $50 | Included | |
| ACH Debit Block | - | $10 | Included | |
| Perfect For | Solo entrepreneurs and small businesses | Growing small businesses with higher balance and transaction needs | Mid-sized businesses with larger transaction volume and advanced fraud protection needs | Large corporations or highly specialized businesses that require customized banking solutions and advanced treasury management |
Looking for a business account that earns interest? Learn more about our Business Checking Plus. | ||||
*The default service charge cycle is from the 1st day of each month to the last day of each month. If the last day of the month is on a weekend or holiday, the previous business day is the last day of the service charge cycle.
**The combined deposit relationship balance includes business and consumer checking accounts, savings accounts, and certificates of deposit.
