b1BANK offers a full line of VA loan programs for veterans. A VA Loan is for veterans or current U.S. Military members looking to buy a home, refinance a non-VA Loan or are desiring a cash-out finance option. Our VA loan programs require little to no down payment and have fixed interest rates and flexible loan terms. These programs offer a maximum financing of:
- PURCHASE – Maximum financing is 100% loan to value ratio (LTV)
- REFINANCE – This is a limited refinance option available if you are interested in lowering you current VA adjustable interest rate to a fixed rate. (VA to VA) 100% LTV
- CASHOUT REFINANCE – Maximum financing is 90% LTV
All loans are subject to credit, asset, liabilities, income and employment, and property type.