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Rural Development Loans

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Looking to purchase or refinance a home outside the city limits? b1BANK offers two Rural Development loan programs to get you in your front door as soon as possible. These loan amounts are based on client income and offer a maximum financing of:


  • PURCHASE – Maximum financing is 100% loan to value ratio (LTV)
  • LIMITED REFINANCE (paying off mortgage and closing costs) – Must be a USDA loan to a USDA loan.

All loans are subject to credit, asset, liabilities, income and employment, and property type.