*$100 minimum opening deposit. A $15 monthly service charge applies if the daily balance falls below $10,000 during the service charge cycle or the eligible combined relationship balance is less than $25,000 3 business days before the last service charge cycle date. MAX Money Market is a tiered interest rate account. The interest rate tiers for accounts with a b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period will receive the corresponding Premium rates: 

The interest rate tiers for accounts without an associated b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period will receive the corresponding Default rates:

The APYs are current as of 12/12/2025. Interest rates and Annual Percentage Yields are variable and subject to change at our discretion without notice before the account is opened. The default interest and service charge cycles for this product are from the 1st day of each month to the last day of each month. If the last day of the month is on a weekend or holiday, the previous business day is the last day of the service charge cycle. You may make up to 8 debits or transfers per statement cycle at no charge. Each additional debit in excess of 8 will result in a $10.00 per debit fee. Fees may reduce earnings. Approval required.