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  • A smart way to grow your money with confidence.

    Put your savings to work with a fixed return and a clear timeline.

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MORE GROWTH

Earn a leading rate that helps you reach your goals faster.

MORE CONFIDENCE

Your return is fixed and guaranteed, so you always know what to expect.

MORE CARE

Real people. Real support. However you bank, we're here for you.

DON'T SETTLE FOR AVERAGE WHEN YOUR GOALS REQUIRE MORE.

You've got goals, average won't get you there. Earn 3.60% APY in a 7-month cd
Make your money move with purpose. Earn 4.00%APY in an 11-month CD
Looking for a longer term. Earn 3.45%APY in a 23-month CD

1A $1,000 minimum deposit is required to open this account. This account earns an interest rate of 3.54% with an Annual Percentage Yield (APY) of 3.60%. APY indicates the total amount of interest you could earn on a deposit account for one year. APY assumes you will not deposit or withdraw funds for the entire year and that all interest will remain on deposit until maturity. As a result, your account's actual APY may vary. This offer is for new money, funds not already on deposit at b1BANK. Substantial fees apply to early withdrawals which will reduce earnings. Interest rate effective as of 12/19/2025, subject to change at the Bank's discretion at any time without notice before the account is opened. As of 12/18/2025 the US deposit rate for a 6-Month CD is 1.58% APY per S&P Global

2A $1,000 minimum deposit is required to open this account. This account earns an interest rate of 3.93% with an Annual Percentage Yield (APY) of 4.00%. APY indicates the total amount of interest you could earn on a deposit account for one year. APY assumes you will not deposit or withdraw funds for the entire year and that all interest will remain on deposit until maturity. As a result, your account's actual APY may vary. This offer is for new money, funds not already on deposit at b1BANK. Substantial fees apply to early withdrawals which will reduce earnings. Interest rate effective as of 8/21/2026, subject to change at the Bank's discretion at any time without notice before the account is opened. As of 8/20/2026 the US deposit rate for a 12-Month CD is 1.71% APY per FDIC.

3A $1,000 minimum deposit is required to open this account. This account earns an interest rate of 3.40% with an Annual Percentage Yield (APY) of 3.45%. APY indicates the total amount of interest you could earn on a deposit account for one year. APY assumes you will not deposit or withdraw funds for the entire year and that all interest will remain on deposit until maturity. As a result, your account's actual APY may vary. This offer is for new money, funds not already on deposit at b1BANK. Substantial fees apply to early withdrawals which will reduce earnings. Interest rate effective as of 10/31/2025, subject to change at the Bank's discretion at any time without notice before the account is opened. As of 10/31/2025 the US deposit rate for a 23-Month CD is 1.34% APY per Bankrate.