Helpful links for lenders and applicants.
Waterstone LSP is your resource for SBA lending and processing. We have designed a number of forms for small business applicants to use with your institution. In addition, we have some helpful links for the lender and the small business applicant.
Typical Qualification Checklist:
- SBA loan application*
- SBA form 1919 Section I for the business*
- SBA form 1919 Section II for each owner of business*
- For owners with 20% ownership and/or management control:
- Personal financial statement* [Download]
- Personal cash flow statement*
- Copy of last three years personal tax returns
- Management Resume
- For a start-up business
- Detailed business plan
- 2 years projections, by month, with annual totals*
- For an existing business
- Copy of last three years business tax returns
- Current year-to-date balance sheet and income statement as of most recent month-end
- Schedule of fixed debts as of most recent month end
- 2 years projections, by month, with annual totals*
