When you travel the Internet to access online banking, you want to be assured, first and foremost, that effective safeguards are in place to make your visit safe, secure, and reliable. When you use online banking to visit your bank, whether it’s to learn about rates, to review your accounts or to pay your bills, you are entering a secure area. Measures they take include one or more of the following:
- Password Protection & Pin
Your password and PIN (personal identification number) are the first line of defense, and are your unique identifier. Be sure not to share them with anyone-most frauds involving hijacked accounts originate with someone the victim knows.
- Multi-Factor Authentication
This form of identity verification provides added security by requiring multiple forms of identification, such as something you know (password or PIN) and something you have (ATM card, smart card).
Once online with your bank, your transactions and personal information are secured by encryption software that converts the information into code that is readable by only you and your bank.
- Privacy Policies