Private Client

As Individual as you.

At b1BANK, we have developed a special array of products and services designed to better serve individuals and families who have achieved a certain level of success. We would like to personally invite you to become a member of this elite group.

 

Private Client Login

 

 

Products & Services

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  • Criteria

    Private Client is an elite status with b1BANK, allowing access to high-end products and services. In order to become eligible, a client must meet at least one of the following criteria:

    • $150,000 individual annual income/$250,000 household
    • $500,000 in investable* assets (including IRA/401k)
    • Net worth of $1,000,000 per b1BANK Financial Statement
    • Be employed as a physician, attorney, or CPA

     

    To remain eligible, Client must have or open a personal deposit relationship with b1BANK and maintain minimum balances of:

    • Minimum of $10,000 in Demand deposits (personal checking or personal MMA) OR
    • Minimum of $50,000 in total combined deposits (including Certificate of Deposits, Savings accounts and transaction accounts).

    *cash, marketable securities

  • Deposit Services

    A set of high-end deposit options are available to serve the needs of high-net-worth individuals and families.

    Business First Class NOW

    • High-yield interest checking provides convenient, unlimited access to funds
    • No monthly service charge
    • No per-check or withdrawal fee
    • Tiered interest rates
    • Monthly statements
    • Free specialized Business First Class checks

    Business First Class Money Market

    • High-yield saving with limited check writing
    • No monthly service charge
    • Limited third-party transactions
    • Tiered interest rates
    • Monthly statements
    • Free specialized Business First Class checks

    Business First Class Check Card

    • With no ATM fees worldwide

  • Home Equity Loans/Lines

    • 5 year balloon (fixed rate, 20 year amortization)
    • 10 year balloon (fixed rate, 20 year amortization)
    • Interest-only option on HELOC (variable rate)
    • Favorable rates and terms with discounted closing costs

  • Credit/Other Products

    Customized credit solutions are available to Private Clients including:

    • Special rates
    • Top-of-queue underwriting
    • Unsecured lines of credit
    • Auto/boat loans
    • Lot loans
    • Construction loans
    • Bridge loans
    • Home Equity Line-of-credit (HELOC)

  • Mortgage Products

    Private Client members have access to a variety of portfolio mortgage products. Current offerings include the following:

    Mortgage Loans

    • Discounted origination fees for Private Clients
    • Only the most experienced and knowledgeable Mortgage Originators service Private Client mortgage applicants
    • These originators are empowered to provide Private Clients top-of-queue service supported by underwriting that receives top priority

  • Insurance Products

    There is a wide array of insurance products available. The insurance team can assist with exploring your needs and customizing solutions.