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Simplicity Checking

A no-frills checking account that lets you bank your way without tying you down.

Simplicity Checking Overview

Take your banking back to the basics with this straightforward account.

Simplicity Checking keeps your banking on track with access to our Online Banking platform and easily avoidable fees.

You’ll receive features like Online Banking, Bill Pay, and eStatements help keep your finances organized as you pursue your financial goals.

Simplicity Checking comes with our IDProtect ®+ service, which protects you against identity theft.

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Here's what you need to know.

Simplicity Checking

  • Access to Online and Mobile Banking
  • IDProtect®+
  • Complimentary debit card 

  • $100 opening balance
  • $7 monthly service charge
  • $5 monthly service charge when you sign up for eStatements
  • $0 monthly service charge if your balance is $700 or more during the monthly statement cycle, or you have a combined personal deposit relationship of $25,000 or more on the statement cycle date.
  • Service charge waived for account holders age 25 or less

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Additional Details

+IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.

Looking to make a big purchase but prefer to hold onto your cash? b1BANK’s Secured Loans allow you to do just that.

See Secured Loans

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b1BANK Mobile Banking is available exclusively to b1BANK Internet Banking customers. Mobile Banking allows you to manage and access your account anytime, anywhere from any device.
 

  • Free to b1BANK customers
  • Access and manage accounts anytime
  • Secure access
  • Transfer funds
  • Review account histories
  • Access online bill payment
     

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