*$25,000 minimum opening deposit, $10 monthly service charge if balance falls below $2,500 on any day during the statement cycle. This offer is for new money, funds not already on deposit at b1BANK. Fees could reduce earnings. The promotional interest rate is 3.69% with an annual percentage yield of 3.75% for six (6) months from the account opening date. After six (6) months, the rate will change to the then prevailing variable interest rate, currently 0.50% (2.10% Blended APY) on balances $0.01 - $50,000.00, 0.85% (2.28% Blended APY) on balances $50,000.01 - $250,000.00, 1.25% (2.48% Blended APY) on balances $250,000.01 - $500,000.00, 1.75% (2.73% Blended APY) on balances $500,000.01 - $1,000,000.00, 2.55% (3.14% Blended APY) on balances $1,000,000.01 - $5,000,000.00, and 2.80% (3.26% Blended APY) on balances greater than $5,000,000.01. The APYs are current as of 03/17/2023. Non-promotional interest rates and APYs are variable and subject to change at our discretion.  The offer is subject to change at any time.