Savings Accounts

WHETHER YOU HAVE A SPECIFIC GOAL IN MIND OR YOU JUST WANT TO SAVE MONEY, EARN INTEREST WITH A BUSINESS FIRST BANK SAVINGS ACCOUNT.

Consumer Savings
Christmas Club
Money Market Personal
Opening Deposit
$100 $25 $2,500
Monthly Service Charge

$5 if below $300

Reduced by $2 with eStatement

None $9 if below $2,500
Checks Not Available Not Available Available
Debit Card/ATM Card ATM-available Debit Card-Not available (unless linked with checking) Not Available Available
Internet Banking/Bill Pay

FREE

Bill Pay Not Available

FREE

Bill Pay Not Available

FREE
eStatements FREE FREE FREE
Additional Information

1 free withdrawal per month.

Interest paid monthly based on current balance.

$3 each withdrawal after the first one.

Fees assessed monthly.

Partial withdrawal fee of $10 per withdrawal. ACH monthly deposits required, minimum of $25 from another b1Bank account. Disbursement in October (by ACH only). Account closes after 60 days if $0 balance. Only 6 pre-authorized withdrawals (Checks/ACH). Excessive withdrawal fee – $10. Unlimited over the counter withdrawals.

Consumer Savings

Whether you are setting money aside for the future or just wanting to earn a little extra interest, Business First Bank’s Consumer Savings is a smart choice.

  • $100 minimum opening deposit

For a complete description of this account, including fees, benefits and additional features please refer to the Personal Savings Account comparison chart above.

Christmas Club Account

Give yourself an early Christmas gift this year and open a Business First Bank Christmas Club Account. Our Christmas Club Account eliminates holiday stress and post-holiday bills by allowing you to save all year long.

  • Only available to Business First Bank customers
  • $25 minimum opening deposit
  • $25 minimum monthly transfer

For a complete description of this account, including fees, benefits and additional features please refer to the Personal Savings Account comparison chart above.

Money Market Personal

Limited transaction Interest bearing checking account

  • $2,500 minimum opening deposit
  • $2,500 minimum balance required

For a complete description of this account, including fees, benefits and additional features please refer to the Personal Savings Account comparison chart above.