Checking Accounts

DIRECT DEPOSIT IS AVAILABLE ON ALL BUSINESS FIRST BANK CHECKING ACCOUNTS. SEE YOUR EMPLOYER FOR A DIRECT DEPOSIT FORM.

e-Access Checking Simplicity Checking Reliant Checking (Ages 50+)
Minimum to Open Account $100 $100 $100
Monthly Service Charge

$6

Monthly Service Charge is $0 if the following conditions are met:

  • Direct Deposit of $250 or more and
  • eStatement and
  • 10 debit card transactions per month

None if balance > $700 or with $25,000 combined deposit relationship

$7 if minimum collected balance < $700
($5 with eStatement)

None if balance > $500 or with $25,000 combined deposit relationship

$4 if balance < $500
($2 with eStatement)

Monthly Fees $0.25/check > 15 checks/month None None
Interest Tiered rate of interest* None None
Internet Banking FREE FREE FREE
Mobile Banking FREE FREE FREE
Bill Pay
FREE FREE FREE
eStatement
FREE FREE FREE
Debit Card
FREE FREE FREE
Conditions
None None Customers age 50 and over
Additional Features
Cell phone replacement coverage** IDProtect®+

IDProtect®+

FREE Order of Bank Logo Checks – Annually***

20% off safe Deposit Box Rental Fees

*Effective May 4, 2017; if the daily balance is less than $25,000.01, the APY is 0.50%; if more than $25,000, but less than $250,000.01, the APY is 0.60%; if more than $250,000, the APY is 0.75%. The interest rate and annual percentage yield may change at our discretion at any time. Interest will be accrued daily and credited to your account monthly. If the account is closed before interest is credited, you will not receive the accrued interest. ***Shipping charges apply

**Insurance Products are not insured by FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank affiliate

+IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.

e-Access Checking

Are you looking for quick and easy electronic access to your funds? Business First Bank’s E-Access Checking is the perfect interest-bearing checking account for anyone wanting all-electronic access to their account.

Refer to the Personal Checking Account comparison chart above for a complete description of this account, including fees, benefits and additional features.

To apply for e-Access checking, call 1.877.567.0111 today or visit one of our local banking centers.

Simplicity Checking

If you would like to make managing your money a little simpler, Business First Bank’s Simplicity Checking can help. Simplicity Checking is an easy to use, basic checking account that offers a variety of additional free benefits, including debit card and ATM services.

  • $100 minimum opening deposit

For a complete description of this account, including fees, benefits and additional features please refer to the Personal Checking Account comparison chart above.

Reliant Checking (Age 50+)

Business First Bank’s Reliant Checking is an account seniors can rely on. Our Reliant Checking is designed to meet the needs of our clients age 50 and over.

  • $100 minimum opening deposit
  • For Business First Customers ages 50 and over

For a complete description of this account, including fees, benefits and additional features please refer to the Personal Checking Account comparison chart above.