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*The comparison is limited to the largest US banks and does not include rates of other online banks. Rates for similar products offered at the selected banks with a minimum balance of at least $1,000 as stated on each bank’s website include Chase 1yr .02%, 2yr .35%, 5yr .60%; CITIBank 1yr .25%, 2yr .50%, 5yr .80%; Wells Fargo 1yr .10%, 2yr .45%, 5yr 1.14%; Bank of America 1yr .07%, 2yr .10%, 5yr .75%. Comparison banks’ rates as of June 13, 2018. **If rates change, a one-time rate increase is allowed at customer’s request. The rate will remain in effect until the date of CD maturity. ***Minimum $1,000 deposit. Rate may change after account opened. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. Rates as of 05/06/2019.