Checking Accounts

AT BUSINESS FIRST WE OFFER AN ARRAY OF COMMERCIAL ACCOUNT SOLUTIONS TO HELP YOU MANAGE YOUR DEPOSITORY AND DISBURSEMENT NEEDS.

Your Commercial Banker will be your lead contact, who, along with our treasury management team, will provide you customized solutions to fit your company’s needs.

essential Business Checking Business Checking PLus
Commercial Checking
Minimum to Open Account $100 $100 $100
Monthly Service Charge None

None if balance > $10,000

$20 if balance < $10,000

$12
(Can be offset by ECR)
Item Fees 200 FREE/month
.50/item over 200

200 FREE/month

.40/item over 200

Other transaction fees apply
Earns Interest
No Yes No
Debit Card / ATM Card
FREE FREE FREE
Additional Features

FREE Basic Internet Banking

FREE Bill Pay

FREE Basic Internet Banking

FREE Bill Pay

FREE Basic Internet Banking

FREE Bill Pay

Account has ECR
Other transaction fees apply

Essential Business Checking

Business First Bank’s Essential Business Checking is perfect for small businesses or new business owners. Essential Business Checking provides the benefits of a commercial checking account with fewer requirements, allowing you to focus on growing your business.

  • $100 minimum opening deposit

For a complete description of this account, including fees, benefits and additional features please refer to the Commercial Checking Account comparison chart above.

Business Value Checking

Business First Bank’s Business Value Checking is ideal for established small businesses looking for an account that will grow with them. Business Value Checking is the commercial checking account you need to keep moving your business forward.

  • $100 minimum opening deposit

For a complete description of this account, including fees, benefits and additional features please refer to the Commercial Checking Account comparison chart above.

Business Checking Plus

Are your looking for a solution to help track and manage your business’ cash flow and earn interest? Business Checking Plus may be the account for you.

  • $100 minimum opening deposit

For a complete description of this account, including fees, benefits and additional features please refer to the Commercial Checking Account comparison chart above.

Commercial Checking

Are your looking for a solution to help track and manage your business’ cash flow? We designed our Business First Bank’s Commercial Checking with our business customer’s needs in mind. Commercial checking offers an earnings credit to offset service charges for the number of days the account has positive average collected balances.

Contact your local banking center today for more information.

Business Sweep Investment Accounts

Business First Bank Business Sweep Accounts allow you to invest excess funds from your commercial checking account. Your funds are swept nightly into interest generating investments and made available for your use the next business day. These accounts are not FDIC insured.

For a complete description of this account, including fees, benefits and additional features please refer to the Commercial Checking Account comparison chart above.

Investment products are not insured by the FDIC, are not deposits or other obligations of the bank,are not guaranteed by the bank and are subject to investment risks, including possible loss of principal invested.