Bank Disclosures

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).

Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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  • NMLS NOTICE

    In accordance with the Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act of 2008, all persons employed by b1BANK acting as Mortgage Loan Originators have been registered with the Nationwide Mortgage Licensing System & Registry (NMLS). For a current list of all Mortgage Loan Originators and their corresponding NMLS registry identification numbers, please send a written request to the following address.

    b1BANK
    Attn: Compliance Officer
    500 Laurel Street Suite 100
    Baton Rouge, LA 70801

    The Institution Identification Number with the NMLS Registry for b1BANK is 721655.

    Further information and verification on the Bank’s Mortgage Loan Originators may be found on the NMLS Consumer Access website at www.NMLSConsumerAccess.org. NMLS Consumer Access is provided without charge to the public.

  • SAFE ONLINE BANKING

    Read information on Safe Online Banking.

  • PRIVACY POLICY

    View our Privacy Policy.

  • FUNDS AVAILABILITY POLICY

    Our general policy is to allow you to withdraw funds deposited in your account on the same business day as the day we receive the deposit. Funds from electronic direct deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day. Then, the funds will generally be available by the second business day after the day of deposit.