A Card With Choices


The two Personal Platinum Mastercard Card from b1BANK lets you choose between low APR or Rewards with 1% cash back.


  • 0% Introductory APR on Purchases and Balance Transfers for 6 months. After that, the variable APR will be 11.24% to 12.24% based on creditworthiness. (Terms and Conditions)
  • Our lowest APR card designed for clients who frequently carry a balance from month to month
  • Mastercard Benefits like Price Protection, ID Theft Resolution services, Extened Warranty and MasterRental Coverage on Rental cars*


  • 1% cash back rewards on everyday purchases
  • Earn 5,000 bonus points if you spend $1000 in the first 3 months*

Credit Card Terms and Conditions

Rewards Terms and Conditions

Secure online application - Personal MasterCard Credit Card >

Contact your local banking center by calling 1.877.614.7600 for information today or click here for online chat or to email us.

*Subject to credit approval. Ask for details.  Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit (FI URL)://myapexcard.com/apply and select Rewards Terms and Conditions.  Rewards options are subject to change without notice. Mastercard is a registered trademark of Mastercard International Incorporated. Certain terms, conditions, and exclusions apply. Call 1-800-MASTERCARD-ASSIST (1.800.622.7747) for assistance.


We offer two great business credit card options. Please contact your local banking center by calling 1.877.614.7600 for information or to apply.